Citizens Bank and Trust Company
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Come by and meet our friendly staff!


Important Customer Alert

Citizens Bank & Trust Company does not send e-mail requests or make phone calls to customers asking for personal account information. If you receive an e-mail message that appears to come from Citizens Bank & Trust Company and asks you to provide your account number, password, social security number, or other personal information, do not reply to it and do not click on any links contained in the email.

Click here to learn how to safely conduct your online transactions.

Online banking is now available 24/7! If you are an existing customer with a login ID, just enter it in the box to the right, or on our login page. If you don't yet have a login ID and password, please click here to register for online banking.

Since we began operation in 1931, substantial change has occurred within the banking industry. The Citizens Bank & Trust Company has provided leadership through these changing times…always leading with innovative banking ideas…always providing customers with the highest standard in service at the lowest possible cost.

As a result, online banking, drive-in windows, checking with interest, insured money market accounts, IRA’s, check imaging, branch banking and our 24-hour ATM are available for our customers! As changes occur in both technology and in the marketplace, we will continue to consider and evaluate new concepts in banking to determine their possible benefit for you, our customer.

FDIC Temporary Liquidity Guarantee Program
Member, Georgia Bankers Association   Member, FDIC       

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