Citizens Bank and Trust Company
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Come by and meet our friendly staff!

Online banking is now available 24/7! If you are an existing customer with a login ID and password, just enter it in the box to the right, or on our login page. If you don't yet have a login ID and password, please click here to register for online banking. Want to know how it works? Visit our online banking demo. Enter this for both login name and password: demo123.

A Message from Our President

Since we began operation in 1931, substantial change has occurred within the banking industry. The Citizens Bank & Trust Company has provided leadership through these changing times…always leading with innovative banking ideas…always providing customers with the highest standard in service at the lowest possible cost.

As a result, online banking, drive-in windows, checking with interest, insured money market accounts, IRA’s, check imaging, branch banking and our 24-hour ATM are available for our customers! As changes occur in both technology and in the marketplace, we will continue to consider and evaluate new concepts in banking to determine their possible benefit for you, our customer.

- Jim Williams

 

Member, Georgia Bankers Association   Member, FDIC       

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